Judging from the current user feedback, the credit card approval rate of China Everbright Bank is still very high, and many small partners quickly show approval after submitting their applications. But everyone's qualifications are different, so the results of the audit will be different. For users with poor qualifications, Everbright Bank is also easy to shut everyone out. Especially for users who have passed the pre-trial, don't get carried away. Passing the pre-trial does not mean that they will be stable. Pre-examination is only the preliminary qualification examination of banks. If there are users with serious problems such as blacklisting, they will be eliminated directly in this link. After passing the pre-trial, the bank will conduct detailed screening of users' qualifications in all aspects, such as high debt ratio, too much credit data, and risk control list. These are the reasons that easily lead to the rejection of the application.
If you want to apply for a credit card of China Everbright Bank, you need to make sure that your credit information is not tainted by overdue at present, and there are no serious overdue problems in the last two years. As China Everbright Bank is a commercial bank, the requirements for credit reporting have also been relaxed. If the credit is only for users with some data, there is still a chance to apply for a card. While ensuring that there is no problem with credit reporting, everyone needs a stable source of work income to ensure that they can repay on time in the future. If you are a small partner without a job, you can also play the same role by submitting other assets in your name, such as real estate and cars. If you are married, the property in your spouse's name can also help you apply for a credit card.
At present, there are many types of cards of China Everbright Bank, and different types of cards have different qualification requirements for users. Everyone should take the actual situation as the standard.