1. What if the boss swipes the employee's credit card and doesn't return it? It can be handled by the police. If the boss fraudulently uses the employee's credit card to spend more than 5, yuan, he is suspected of credit card fraud and needs to bear criminal responsibility. Article 196 of the Criminal Law commits the crime of credit card fraud under any of the following circumstances, and if the amount involved is relatively large, he shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 2, yuan but not more than 2, yuan; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years, and shall also be fined not less than 5, yuan but not more than 5, yuan; If the amount is especially huge or there are other particularly serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 1 years or life imprisonment, and shall also be fined not less than 5, yuan but not more than 5, yuan, or his property shall be confiscated: (1) using a forged credit card or using a credit card fraudulently obtained with false identification; (2) using an invalid credit card; (3) Fraudulent use of another person's credit card; (4) Malicious overdraft. The term "malicious overdraft" as mentioned in the preceding paragraph refers to the act that the cardholder overdraws beyond the prescribed limit or time limit for the purpose of illegal possession, and still refuses to return it after being urged by the issuing bank. Whoever steals a credit card and uses it shall be convicted and punished in accordance with the provisions of Article 264 of this Law.
second, can the boss file a civil lawsuit if he refuses to pay the debts after swiping the employee's credit card with consent? Yes, but the following conditions must be met when filing a civil lawsuit: 1. The plaintiff is a citizen, legal person or other organization that has a direct interest in the case; 2. There is a clear defendant; 3, there are specific claims and factual reasons; 4, belongs to the scope of the people's court to accept civil litigation and the jurisdiction of the people's court.
third, what consequences will the boss bring to employees by swiping their credit cards? 1. Employees are required to pay overdue fines for credit cards. When the cardholder fails to repay before the due repayment date (inclusive) or the repayment amount is less than the minimum repayment amount, the fees shall be paid to the issuing bank according to regulations. 2. After a user overdraws with a credit card, there is generally an interest-free repayment period ranging from more than 2 days to more than 5 days. If the cardholder's repayment is overdue, then all the expenses of the cardholder last month will no longer enjoy the interest-free treatment of the bank, and the circulating daily interest rate is as high as five ten thousandths, that is, the annual interest rate reaches 18%. 3. The overdue repayment record of the credit card will enter the central bank's credit information system to generate bad credit records. 4. If the credit card is not repaid for more than 3 months, the bank will ask the lawyer to send a lawyer's letter to the user and bring a lawsuit to the court, and the litigation expenses will be borne by the cardholder. 5. Malicious overdraft requires criminal responsibility. Personal credit cards can't be used by others under any circumstances, otherwise it will easily lead to unnecessary debt disputes, such as the boss swiping the employee's credit card. For the issuing bank, the issuing bank directly asks the cardholder to pay off the debt. If the boss doesn't pay back the money, the relevant legal consequences will be directly borne by the cardholder.