Credit cards are expected to affect provident fund loans, but generally will not affect provident fund withdrawals.

Meet the following conditions can be extracted from the housing provident fund:

1, purchase, construction, renovation and overhaul of self-owned houses;

2. Retired;

3, completely lose the ability to work, and terminate the labor relationship with the unit;

4. Settled abroad, Hong Kong, Macao and Taiwan;

5. Repay the principal and interest of the housing loan;

6. Incorporate into the minimum living guarantee scope of urban residents in this Municipality and pay the rent;

7. The employee was sentenced to punishment during his/her employment, and the employee housing provident fund was transferred to the centralized storage account for two years without re-employment. The employee's household registration has moved out of this city, and the non-registered employee has left this city and terminated the labor relationship with his/her unit.