Credit cards can not only be used for consumption, but also for loans. However, instead of using a credit card as a certificate to apply for a loan from a bank, many banks provide outstanding cardholders with hidden benefits of credit cards. Through a comprehensive evaluation of cardholders, an additional cash split will be given. Next, will the editor of Jintou introduce banks that support credit card loans?

1. Agricultural Bank of China

Agricultural Bank of China has credit card consumption reserves. Cardholders apply for installment payments from Agricultural Bank of China. After successful review, Agricultural Bank of China will transfer the consumption funds to the designated credit card. For cardholders to pay principal in installments and pay a certain amount of installment fees, the minimum application amount for one time is 500 yuan and the maximum is 300,000 yuan.

When using an Agricultural Bank of China credit card to process consumption reserves, cardholders Must be the principal cardholder of a personal credit card, the account status is normal, the credit status is good, and there are no outstanding loans in local and foreign currencies.

2. Industrial Bank

Industrial Bank has industrial business , can also be regarded as a credit card loan. Industrial Bank provides high-quality credit card holders with a one-time cash consumption amount other than the fixed credit card amount. The minimum processing amount is 1,000 yuan and the maximum amount is 300,000 yuan. It is mainly based on the credit card holder. Comprehensive evaluation of conditions.

Except that the amount of Xingxiang Loan is not shared with the credit card amount, its business model and standard price are completely consistent with the cash split business of Industrial Credit Card.

3 , China Merchants Bank

e Recruitment Loan is a relatively good credit card loan issued by China Merchants Bank. It is a cash loan. It also requires credit after a comprehensive evaluation by the bank, applies for a loan within the credit limit, and transfers the money to my name. Use it on your debit card and repay it in installments.

e Recruitment often carries out interest rate discounts. The discounted interest rate is around 0.45~0.6. The loan period can be up to 24 months, which is suitable for office workers with long-term capital cycles. .However, those who conduct e-recruitment are recruitment black houses. No matter how well you use your credit card, the price will not increase until it is paid off.