1. Installment payment for cameras (including other items) must be made with a credit card, and the credit card overdraft limit must exceed the price of the purchased items;

2. The total payment is based on the price of the camera Add the installment interest rate (for example, add 6 for 12 installments), which is the unit rate divided by the monthly payment amount, which is the number of repayments. For example, if the camera price is 1,000 yuan, the interest rate is 60 yuan, the total is 1,060 yuan divided by 12 months, that is, the monthly repayment is 83.33 yuan, and the repayment ends in one year (12 months);

3. Installment payment The bank pays the store up front, and the shopper repays the money to the bank every month. The price of the store remains unchanged, the bank earns interest rates, and shoppers need to pay interest rates.

Hope this is helpful to the original poster.