1. Debit cards are used for consumption, while savings cards are used for saving money.

2. With the card and password, cardholders can use the card and password at the business outlets of the card-issuing bank, special merchants, and all or part of the functions of deposits and withdrawals, transfers, remittances, inquiries, payments, investment and financial management, etc. It can be used on self-service equipment or at acceptance points such as overseas ATMs and special merchants of relevant debit card organizations.

3. As a savings card for depositing money, you can have the interest on current deposits stipulated by the People's Bank of China, and the card-issuing bank will withhold and pay the interest tax in accordance with the law, and the card will be settled once a quarter.

4. Credit cards have convex numbers (the back is concave); while ordinary debit cards have printed fonts and no concave and convex feeling.

Debit card is also called "debit card". It is mainly used for store consumption. The amount of money in the card must be less than the account amount. This method will not overcharge or use recurring interest. The debit card can deposit and withdraw money at the ATM machine, and can also perform fast transfer business at the ATM. The amount in it is often calculated as a current deposit.

A savings card is a financial card issued by a bank to provide financial services to depositors. Its function is to deposit and withdraw money at ATMs and savings banks, as well as make purchases at POS machines.