The filing standards for the crime of credit card fraud are: According to the "Regulations of the Supreme People's Procuratorate and the Ministry of Public Security on the filing and prosecution standards of criminal cases under the jurisdiction of the public security organs", if one is suspected of one of the following circumstances, a case should be filed for prosecution: (1) Using forged credit cards, or using false identity certificates to defraud credit cards, or using invalid credit cards, or pretending to use other people’s credit cards to engage in fraudulent activities, with the amount exceeding 5,000 yuan; (2) Malicious overdrafts, with the amount exceeding 10,000 yuan. The malicious overdraft stipulated in this article refers to the cardholder's overdraft exceeding the prescribed limit or time limit for the purpose of illegal possession, and the card-issuing bank still fails to return it for more than three months after two calls for collection. If the overdraft is malicious and the amount is between 10,000 yuan and less than 100,000 yuan, all overdraft interest has been repaid before the public security organ files the case. If the circumstances are obviously minor, criminal liability may not be pursued in accordance with the law. Article 196 of the Criminal Law of the People's Republic of China. "Provisions 2 of the Supreme People's Procuratorate and the Ministry of Public Security on the Standards for Filing and Prosecution of Criminal Cases under the Jurisdiction of Public Security Organs" Article 196 of the Criminal Law of the People's Republic of China and the People's Republic of China