What does Guangfa Credit Card mean? Guangfa Credit Card refers to the "National Financial Credit Infrastructure Construction Project", which aims to establish a national unified financial credit data sharing platform and improve the credit level and supervision efficiency of the financial industry. This project is jointly promoted by China People's Bank, China Banking Association and China Banking Regulatory Commission, and will play an important role in the construction of China's financial credit system.

Guangfa Credit Card Construction is committed to improving the credit level of the financial industry and providing more accurate, safe and convenient financial services for the whole society. By realizing the functions of financial data interconnection, credit information sharing and secure encrypted storage, financial fraud and credit risk will be effectively prevented and the legitimate rights and interests of financial consumers will be protected.

The construction of Guangfa Credit Card will promote the innovation and development of China's financial industry, and promote financial technological innovation represented by new technologies such as big data, cloud computing and blockchain. The implementation of this project is expected to enhance the financial industry's support for the real economy, accelerate the development of new formats such as inclusive finance and green finance, and help China's high-quality economic development.