You can identify it according to these methods:

1. Credit card has clear words "credit card" and "credit card" on the card surface.

2. There is a laser anti-counterfeiting mark on the front of the credit card, but there is no laser anti-counterfeiting mark on the debit card (except for certain bank debit cards)

3. The credit card must have an expiration date.

4. The words "debit card", "savings card", "cash card", "MAESTRO" and "CIRRUS" clearly appear on the card surface are debit cards.

5. Credit card numbers are all embossed. Debit cards are either flat-printed or embossed.

6. The front of the credit card has the Chinese pinyin of the cardholder’s name, and some also have the gender “MR” and “MS”. A debit card is not necessarily available.

7. There is generally no need to enter a password when making a credit card purchase (except for Shenzhen Development Bank credit cards, CITIC Credit Cards, and some CCB credit cards). You only need to enter 6 or 4 digits on the password key to confirm.

8. Credit cards have expiration dates.

9. There is a CVV code for online payment on the back of the credit card.

Credit Card, also called credit card. It is a non-cash transaction payment method and a simple credit service.

Credit cards stipulated in the relevant laws of our country ("Interpretation of the Standing Committee of the National People's Congress on the Provisions on Credit Cards of the People's Republic of China and the Criminal Law of the People's Republic of China") refer to those issued by commercial banks or other financial institutions. It is an electronic payment card with all or part of the functions of consumer payment, credit loan, transfer settlement, cash deposit and withdrawal [1-2]? On December 1, 2017, the "English Translation and Writing Standards in the Public Service Field" was officially implemented, stipulating that the standard English name of credit cards is Credit Card.

A credit card is generally a special carrier plastic card with a length of 85.60 mm, a width of 53.98 mm, and a thickness of 1 mm. The name of the card issuer, validity period, number, cardholder name, etc. are printed on the front, and there is a chip on the back. Magnetic strip, signature strip. Cardholders can use their credit cards to shop and spend money with special entities and deposit and withdraw cash from banks.

There is no need to pay cash when using a credit card, and repayment will be made on the billing date. ?

Credit cards are divided into credit cards and quasi-credit cards. A credit card refers to a credit card in which the cardholder has a certain credit limit and can consume within the credit limit and then repay; quasi-credit card The card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund as required. When the reserve account balance is insufficient for payment, the card can be overdrafted within the specified credit limit. The so-called credit card generally refers to a credit card only. Baidu Encyclopedia