Free credit card machine, I hope you can use credit card to collect money, as well as commission.
At present, the rate of most machines is 6 ‰, and credit card payment 1 10,000 will be deducted from 60 yuan, of which 45 yuan will be given to the issuing bank, and the rest will be given to UnionPay and payment companies. The agent belongs to the payment company, and the agent can get it around 8 yuan, so we send the machine.
However, sometimes, some people give away machines without paying, and the machines have costs. If the customer doesn't swipe his card, the agent will lose money on the machine.
When you are ready to deal with it, you should ask the following questions clearly to avoid being tricky when dealing with it.
1. Will the machine deduct a sum of money as a "service fee" (or "frozen deposit") when it collects money by swiping the card for the first time? How much is the deduction?
At present, many brands of machines have adopted a deposit model similar to "how much to freeze and how much to refund when receiving credit cards". The higher the "frozen money", the lower the willingness of users to deal with it. Therefore, some agents do not take the initiative to tell you in order to "win you" success, and the first brush will deduct a sum of money from you before you handle it. Wait until you finish, and the duck is cooked. ...
2. Is this money enough for a certain transaction volume?
If you don't ask, some agents won't refund you even if you reach the transaction volume.
3. How to return (automatically or manually)?
If the system returns automatically, pay attention to whether the account is received when returning. If it is returned manually, remember to ask the agent for it. Sometimes it's not necessarily because the agent doesn't want to give it, but it's also possible that too many customers will be negligent, so you must take the initiative to ask.
4. Is it a cash refund or a handling fee deduction coupon?
The policy of some brands is not to return cash, but to deduct the handling fee for credit card collection. This should also be asked before handling to avoid unpleasantness.