I tell you, the quota of 5000 is low in China Merchants Bank. When I was a student, I applied for a quota of 3,000 at China Merchants Bank. After graduation, I changed the quota of 15000. However, it is easy for China Merchants Bank to increase the quota, as long as it is brushed several times a month and repaid on time. If you want to increase the quota quickly, you can cash out, pay in installments and repay on time, but this is illegal, so use it with caution!