The Notice on Printing and Distributing the Measures for the Administration of Credit Card Business has corresponding provisions:
Article 33 Any unit that opens a basic account in a financial institution in People's Republic of China (PRC) may apply for a unit card. You can apply for multiple business cards, and the cardholder qualification shall be designated and cancelled in writing by the legal representative of the applicant or his entrusted agent.
Every citizen with full capacity for civil conduct can apply for a personal card. Personal card holders can apply for supplementary cards for their spouses and 18-year-old relatives, and the number of supplementary cards shall not exceed two at most. The holder of the main card has the right to request the cancellation of its supplementary card.
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Relevant provisions of the notice on printing and distributing the Measures for the Administration of Credit Card Business:
Article 35 A banking financial institution shall formulate its own business rules, establish and improve its risk management and internal control system, and abide by relevant regulations. Banking financial institutions shall abide by the unified accounting system of the state and the relevant information disclosure provisions of the banking regulatory agency of the State Council.
Foreign loans borrowed by sex institutions shall be implemented in accordance with relevant state regulations. Banking financial institutions shall, in accordance with the relevant provisions, determine the deposit and loan interest rates and various fee rates. The deposit reserve shall be deposited in accordance with the provisions of the People's Bank of China.
Article 36 If the cardholder requests a return, the special unit shall use the return slip to press (swipe) the card, deduct the amount of the return slip from the accumulated amount of the purchase slip signed on the same day, and send the return slip together with the purchase slip to the receiving bank.
Baidu Encyclopedia-Notice on Printing and Distributing the Measures for the Administration of Credit Card Business