Judging from the approval of the credit card limit of Guangfa Bank, the credit card limit of Guangfa Tuniu co-branded credit card is mainly determined by two factors.
First, credit rating. At present, Guangfa Credit Card has ordinary card, gold card, platinum card and other card levels. The higher the credit rating, the greater the credit limit. In contrast, there are three types of Guangfa Tuniu co-branded credit cards: Puka, Gold Card and Xiangzhen Platinum Card. Generally speaking, the limit of general card shall not exceed 1 10,000, the limit of gold card shall not exceed 50,000, and the minimum limit of platinum card shall be 50,000.
Mainly determined by the applicant's credit. Credit card audit is mainly based on the comprehensive evaluation of the applicant's credit. The higher the comprehensive score, the higher the credit card limit. Among them, the factors that affect the comprehensive score include the nature of the unit, education, housing situation, annual salary, marital status, family population and so on.