Most cardholders don't want to use a credit card immediately after applying for it. Over time, credit cards will become sleep card if they are not used for a long time, which is also a way for banks to verify the personal use of cardholders. So, can I sleep with a credit card?

Can I use a credit card to sleep?

Credit cards can't be used directly in sleep, and they need to be activated by the cardholder. Credit cards can't be used after their sleep time expires, even if the cardholder stops using them. If the credit card sleep time does not exceed the validity period, it can generally be used, as long as the credit card is activated. Credit card holders can choose to call the official customer service phone of the issuing bank to activate, or they can activate directly at the offline counter.

What's wrong with the credit card sleep state?

Credit card sleep state means that the credit card has not been used for a long time after the card is activated, or the credit card is idle and inactive after the card is released, and the card is in an uninitialized state.

Generally speaking, credit cards can't be used while sleeping. If the sleeping time exceeds the validity period of credit cards, credit cards can't be used when they are activated. In addition, the unusable sleep card needs to be cancelled, and the cardholder only needs to ensure that there is no debt or balance in the credit card to cancel the business. Need to be reminded that there are still some risks when credit cards fall asleep. If the cardholder doesn't want to use it, he can cancel it.