If the bank’s credit card is overdue for 3 days, it is not considered overdue.

China Merchants Credit Card has a 3-day grace period for repayment. If the user repays within 3 days after the repayment date, it will be regarded as the user repaying on time. If the repayment exceeds 3 days, it will be considered as overdue repayment. The grace period deadline for China Merchants Credit Card is 24:00 on the third day after the repayment date, so users should ensure that the repayment funds are received before 24:00 on the third day after the repayment date.

China Merchants Bank Credit Card is a credit payment instrument issued to the public by China Merchants Bank Co., Ltd., which provides cardholders with a certain credit limit. Cardholders can consume within the credit limit and then repay. In December 2002, China Merchants Bank officially issued the first international standard dual-currency credit card in China, ushering in a new era of credit card consumption for Chinese people.