Nowadays, when many people use credit cards, they will encounter the situation that their credit cards are stolen. Many people don't know much about this and don't know how to deal with it. So do they need to return the stolen credit card themselves? Are you responsible for stealing bank credit cards? Let's take a look.

Credit card stolen brush

Because the credit card is stolen, the cardholder does not need to repay, and the public security organ will recover the stolen money, and the cardholder does not need to bear the responsibility. If the thief cannot be found or the case cannot be solved, and the cardholder can provide proof that he is not at the scene of the stolen credit card, then the bank will bear the responsibility.

Under normal circumstances, the cardholder will apply to the bank for loss reporting at the first time after discovering that his credit card has been stolen, collect relevant evidence, contact the bank or call the police in time, and the bank will compensate the cardholder for the loss caused by the stolen credit card within a certain period before the loss reporting.