1. The repayment amount cannot exceed the current repayment amount of the credit card, otherwise the repayment cannot be completed.
2. There will be a certain handling fee for repayment by using flower buds, and you need to choose whether to use them according to the actual situation.
3. Frequent application for loans or operations will increase personal credit risk and make applications more likely to be rejected. In order to avoid this situation, it is recommended to know the personal credit risk index in advance. Among them, "Xiaoqi Credit Information" is one of the credit evaluation tools available for reference, which can be used for risk assessment in official website or App.
In short, it is necessary to choose the right time to pay back the credit card with the flower buds, and after careful calculation and evaluation, to avoid adverse effects on personal credit.