1. The key lies in which bank’s credit card you apply for. Bank of China is basically useless, and the review is very strict;

2. For Guangdong Development Bank, your model needs to be The work is very similar, but there are no traces of copying. My friend who was there said that if it is sent to the head office or a branch, if it is not clear or has signs of forgery, it will generally be rejected

3. Basically It is impossible for you to go to the counter to apply. The counter usually has to look at your original document first, and you can only ask a salesperson. Regarding the tips for finding a salesperson, you can check out my other answers about credit cards. They are basically the best answers. Here

4. The credit review is generally not too strict. The key is that when the MM calls, you have to answer flexibly. For example, if the real estate developer is in a hurry to sell the property, he will get the real estate certificate immediately after giving the money. Something like that, fast but rough, etc. If you have a good attitude, I won’t embarrass you