Platinum cards generally have a minimum amount of 50,000, depending on bank regulations. The credit card fixed limit applied by the customer is comprehensively evaluated according to the information submitted by the customer, and the final audit result shall prevail.

Credit card limit is the comprehensive credit limit of credit card. The credit limit is graded according to your situation:

1, work represents your cash inflow ability and stability, the best is civil servants, followed by institutions, followed by large enterprises, foreign-funded companies and so on.

2. location. The higher the position, the higher the income, the stronger the solvency and the higher the quality.

3. Credit history, your previous credit card repayment and loan repayment.

4. Education level.

5. Asset status, real estate, vehicles, deposits, etc. There will be extra points.