After the credit card payment is overdue, you will face additional penalties and interest, and it will also have an impact on your credit score. If you have forgotten to repay and are overdue, it is recommended to pay off the amount owed as soon as possible to reduce additional losses and impacts.

First of all, you need to verify your current debt amount and the number of days overdue, and contact the bank to confirm the amount you should repay. Then, you can repay through online banking, mobile banking or at the bank counter. If you have exceeded the final repayment deadline stipulated by the bank, you may need to pay additional penalty fees and interest.

In addition, late repayment will affect your personal credit score. It is recommended that you understand your credit situation and take measures to strengthen your credit record. If you want to check your personal credit record and score, it is recommended that you check it through the official credit score inquiry website, while paying attention to the protection and privacy of personal information.

Finally, I would like to remind everyone that financial issues need to be handled with caution. If you need to obtain relevant data reports, it is recommended to inquire through official channels to ensure the authenticity and accuracy of the data.