What is the amount of platinum card?
The amount of a platinum card is usually more than 50,000 yuan, and different banks will have different regulations. For example, the amount of ordinary Platinum Card of Bank of Communications and Peony Platinum Credit Card of Industrial and Commercial Bank of China is about 65,438+10,000 yuan. The specific quota for each applicant is also different. The bank will confirm the credit card limit after reviewing the user's actual assets, salary and other application materials. There are also slightly lower-grade gold cards and ordinary cards under the Platinum Credit Card, and the usage quotas are below 1, 000-50000 and 1, 000 respectively.
1, Industrial and Commercial Bank of China: the annual consumption of cardholders reaches more than 65,438+10,000 yuan; Deposits for more than half a year reached 500,000 yuan.
2. China Construction Bank: deposit more than 500,000 yuan in CCB every month; Have a good credit record, be at least 18 years old, and have full capacity for civil conduct; The annual consumption of CCB credit card is more than RMB100000, excluding large consumption such as buying a house; High-end customers with stable income; Have sufficient economic proof and fixed residence.
3. Agricultural Bank of China: The average daily assets of existing customers in the 65,438+02 months before the application date of Agricultural Bank of China reached more than RMB 654,380 million; New customers who apply for daily average assets or purchase investment and wealth management products of 6,543,800 yuan or more; The annual income is 500,000 yuan or the card will be issued directly after the invitation of VIP customers.
4. Bank of China: The applicant is between 18 and 65 years old and has full capacity for civil conduct; Have a stable job and income, and be able to provide relevant certification materials; Personal credit information is in good condition and there is no record of bad credit information; The average daily deposit of the applicant in China Bank for three consecutive months is more than 500,000 yuan.
What's the use of credit card platinum card?
1. Platinum cards should be of high grade except black cards. Generally, platinum cards are not easy to take off. Unless you have an identity, the bank will send it to you after strict examination, so the platinum card is a symbol of identity.
2. When you use the Platinum Card, you can get multiple points. Points are very useful, not only for cash when shopping, but also for various daily necessities.
3. You can enjoy VIP service when handling business in the bank, saving you more time and experiencing better service.
4. Platinum card can be used to obtain aviation delay insurance, high aviation accident insurance and global emergency rescue service.
To sum up, the platinum credit card has a higher limit, but the conditions to be met are also higher. Therefore, when applying for a credit card, users should decide whether to apply for a gold card according to their actual economic situation and consumer demand.