One of the consequences of freezing credit cards: reissue credit cards. This is the lightest consequence of freezing credit cards, but it has no impact. Because the credit card is in an abnormal state, or it is frozen under risky circumstances, in order to protect your property from loss, it is best to reissue a credit card. The second consequence of credit card freezing: a common reason why credit cards are frozen for paying late fees and interest is that they are overdue. As we all know, overdue credit cards will generate late fees and interest. If you want to unfreeze, the first thing is to pay off the arrears, and pay the overdue fine and interest. The third consequence of credit card freezing: it affects credit information, and the "blacklist" of credit information often fails to repay on time, that is, there are many overdue times, or the overdue amount is large, and it is recognized by banks as credit card cashing. In these cases, it will not only produce bad personal credit records, but also affect the credit record, and may even be blacklisted. The fourth consequence of credit card freezing: if the overdue amount is large, the bank will first freeze the credit card and collect it, if it still refuses to return the arrears. Then, the bank will call the police and hand over the relevant machine materials to the public security department. Once it constitutes the crime of credit card fraud, it will be investigated for criminal responsibility. Article 13 of the Civil Procedure Law of the People's Republic of China * * * Property preservation adopts sealing up, seizure, freezing or other methods prescribed by law. After the people's court has preserved the property, it shall immediately notify the person whose property has been preserved. If the property has been sealed up or frozen, it shall not be sealed up or frozen again. Legal objectivity:

Article 676 of the Civil Code of the People's Republic of China * * * If the borrower fails to repay the loan within the agreed time limit, it shall pay the overdue interest in accordance with the agreement or relevant state regulations. Article 678 of the Civil Code of the People's Republic of China * * * The borrower may apply to the lender for extension before the repayment period expires; If the lender agrees, it can be extended. Article 667 of the Civil Code of the People's Republic of China is a loan contract in which the borrower borrows money from the lender, returns the loan at maturity and pays interest.