If your associated debit card still has money on the monthly repayment date of your credit card, the bank will deduct the minimum repayment amount or all overdraft principal and interest from your associated debit card (because when you associate your credit card with your debit card, you may choose to repay the minimum repayment amount or pay it off in full).

If the payment date of your salary does not overlap with the repayment date of your credit card, the bank will not deduct your money.

The bank has no right to deduct your extra money unless legal proceedings are initiated.

If legal proceedings are initiated, you will first receive a summons from the court, and then your bank account will be frozen.