Of course they can. You can get a mortgage loan. Okay! Can you just approve it?
As long as your credit score is good enough, as long as you don't owe money, you haven't been punished by the court and you haven't been sentenced, all these housing loans can come down.
as long as you have a good personal reputation, you can get a loan. Of course, both of them should play together. According to the time of the two, one may be ahead of schedule and the other may be delayed. Why do you check the credit information twice by stages?
To make sure there is no mistake. Bank of China Youke installment (that is, Bank of China E installment) is a brand-new loan product recently launched by Bank of China. Check the credit twice to ensure that there is no mistake. The credit of Bank of China Youke credit card installment loan must be reported, and if it is not paid back after a long time, it will be recorded in the personal credit report, resulting in bad credit, which will have a serious impact on handling bank cards and loans. Do you count as a debt when you apply for the excellent customer loan of Bank of China?
Not overdue is not a liability.
the credit report of BOC Youke credit card installment loan shows the credit card, and the bill amount is monthly payment, which will not show the liabilities in full. However, if the installment loan of BOC Youke Credit Card is overdue and not paid back for a long time, the personal credit report will have a bad record, which will directly affect personal mortgage and car loan.
BOC Premium Customer Staging is a credit loan product launched by Bank of China. This credit loan is quite special. After successful application, there will be a special bank card, which can't be cashed out and transferred. Now it can be swiped at some specific merchants. Similar to a credit card. Bank of China excellent customer installment is a kind of loan similar to credit card. The installment interest rate of Bank of China excellent customer installment is similar to the installment fee of credit card installment. At the time of repayment by installment, the composition of monthly repayment amount is the same as that of ordinary credit card installment. The installment interest rate of BOC Youke is 2.75%, which is the interest calculated by the repayment method of equal interest. If the interest is calculated by equal principal and interest repayment, it is not 2.75%, but about 5.21%. What should I do if there is a four-day overdue installment repayment of Bank of China Youke?
If I have the repayment ability, but I miss the repayment date for a moment, I must contact the bank in time to explain my situation and repay in full. Then call the bank card center. If the BOC card is overdue for one day, it should be repaid as soon as possible. Generally speaking, it will not have adverse effects and will not be credited. Bank of China provides card users with a time tolerance service for repayment.