There are three situations in which a person who owes 80,000 on a credit card will be sentenced to several years in prison: 1. Generally, credit card debt is a civil case and will not be sentenced; 2. If the court decides to repay the credit card debt and the debtor refuses to perform, there will be He may be suspected of refusing to execute a judgment, and if the circumstances are serious, he may be sentenced to fixed-term imprisonment of not more than three years, criminal detention or a fine; 3. However, if he is suspected of maliciously overdrafting a bank card, he may be suspected of credit card fraud and may be sentenced to fixed-term imprisonment of not more than five years. imprisonment.