Longka Guimei Credit Card is a credit card launched by China Construction Bank. Longka Guimei Credit Card is a platinum card. According to the credit rating, the limit is usually above 50 thousand, but this needs to be subject to the final audit result of the bank. The annual fee of this card is 580 yuan/year, and there are 10 transactions per year, and the annual fee of that year is exempted.
Credit card limit: _
Credit card limit, also known as credit card available limit, refers to the maximum amount of credit card you can use, including credit limit (that is, the maximum overdraft limit of credit card) and the amount deposited in credit card.
The amount of any credit card depends on the effective income provided by the individual during the application process and the value of the asset guarantee. The credit limit of a credit card is positively related to the applicant's income and secured assets, that is, the higher the income and secured assets, the higher the credit limit. Therefore, the applicant must provide proof of income, provident fund social security and asset guarantee statement. Asset guarantee includes fixed assets such as real estate and automobiles, as well as current assets such as savings and bonds.
Different credit card levels have different limits, among which:
1, and the general credit card limit is around 3000- 10000;
2. The gold card amount of the credit card is about10000-50000;
3. Credit card platinum card amount is more than 50,000, and so on.
The credit card limit is mainly determined by the comprehensive qualifications of the credit card applicant, such as personal credit and repayment ability. I want to know how much credit line I have, so that I can apply for a credit card at the bank.
Credit card, also called debit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers. It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.
The credit card stipulated in the relevant laws of our country (Interpretation of the Provisions of NPC Standing Committee on Credit Cards) refers to the electronic payment card issued by commercial banks or other financial institutions with all or part of the functions of consumer payment, credit loan, transfer settlement, cash deposit and withdrawal, etc. 20 17 12 1, the English translation and writing standard for public services was formally implemented, and the English names of credit cards were specified.