Everbright Credit Card can earn points in the following ways:

1. Consumption points: The points rule of Everbright Bank Credit Card is that you can accumulate 1 point for every RMB 1 spent with the card. , you can accumulate 8 points every time you spend over 1 USD overseas, and you can accumulate 8 points every time you spend 1 Euro overseas.

2. Cash withdrawal points: When you withdraw cash with Everbright Credit Card, you will get 100 points when your handling fee exceeds 1 yuan, and 800 points when your handling fee exceeds 1 US dollar/1 euro. Credit card points earned by China Everbright Bank are generally valid within 5 years.

3. Online transactions: There are no credit card points for online payment transactions with Everbright Bank credit cards.

4. Multiple points for birthdays: 2 times the points for the regular gold card’s birthday month, and 3 times the points for the platinum/diamond/infinite card’s birthday month.

5. The types of merchants that are not eligible for Everbright points include: real estate transactions, car sales transactions; wholesale transactions; public hospital transactions; public school transactions; charity and social service transactions; government transactions; agricultural cooperation transactions; county and township preferential transactions.