The activation time of a credit card is generally within the validity period of the card, and it usually takes only a few minutes to activate.

If the user does not activate the card after 3 months, the bank customer service will call to ask why. If the user makes it clear that he does not need to use the card and does not want to activate it, the bank will directly cancel the credit card.

Credit cards are not activated for a long time and will not be automatically cancelled. Only when the validity period of the credit card itself has expired will the credit card be invalid.