Credit card automatic repayment is actually that your credit card is associated with a debit card. When making a credit card bill, the bank will automatically deduct the corresponding bill amount from your associated debit card on the last repayment date. If it is not enough to repay the current bill, the minimum repayment amount will be deducted automatically. Note that debit cards associated with credit cards should belong to the same issuing bank, because some banks will charge inter-bank association fees.

Self-service credit card automatic repayment business is good, the money is deposited into the relevant debit card in advance, and the bank will automatically deduct the current bill on the repayment day, so the cardholder no longer has to worry about overdue repayment because of forgetting the time. However, there is a problem that needs attention, that is, the automatic repayment of bank credit cards can only be deducted from debit cards once on the repayment date. That is to say, if you don't deposit some money in Carido at the time of repayment, even if you deposit more money the next day, you won't automatically deduct the money. It can only wait until the next repayment date, and it will also affect personal credit. In other words, you must deposit the money into your debit card before the repayment date, so that automatic repayment can play its greatest role.

At present, banks have different regulations on the final settlement time, some before the repayment date, some before 5 pm that day, and some within 24 hours that day. Users must know the situation in detail before automatic repayment, and make sure that there is enough money in the associated debit card to pay the current bill, so as not to be punished.