Some people have not paid off all their credit card debts, but they need to swipe their cards. I wonder if they can swipe their cards again in this case. Today, Bian Xiao will tell you, how can we just repay the loan without swiping the card?

1, using the credit card many times. If the cardholder often uses the card illegally and is monitored by the wind control system, the credit card application platform will take measures to stop payment of the credit card, such as blocking the card and freezing it. In this case, the cardholder can only repay the loan, but not spend it by credit card. Back to normal, the cardholder needs to submit the disputed transaction consumption voucher before the bank can terminate the payment, otherwise the credit card will never be used.

I lost my credit card. If the credit card is lost, in order to ensure the safety of credit card funds, the cardholder can make up for the loss of the credit card, so that the original card can not be used normally. And the new card needs to be activated before it can be used, but both the new card and the old card can be received normally. This situation is only temporary.

There is a risky transaction in the credit card. For example, spending on the ground, spending abroad, and often using different addresses may lead to the transaction control of credit cards, and credit cards may be stopped. At this time, the credit card can only be returned, and you can't spend it by credit card. The bank will call to verify whether it is my consumption. If so, the payment will be cancelled and the card will be restored.

In short, the outstanding credit card does not directly affect the credit card. If there is a problem with the above factors, you may not be able to swipe your card.