You can check the contact information through official website of the Pearl River Bank, or call local 114 for enquiry.

The Pearl River Bank means the Pearl River Village Bank, which is regarded as a rural commercial bank. Guangzhou Rural Commercial Bank is the main sponsor bank, which absorbs high-quality capital from all over the country and is a new rural financial service institution initiated by * * *. In August, 21, the first Pearl River rural bank opened. In addition, the following are the business scope of Zhujiang Village Bank: including absorbing public deposits, handling domestic settlement, engaging in bank card (debit card) business, accepting and discounting bills, acting as an agent to issue, honor and underwrite government bonds, engaging in interbank lending business, issuing short-term, medium-term and long-term loans, acting as an agent for receipt and payment, and insurance business.

Zhujiang Real Estate Full Loan

1. Product Description: "Zhujiang Real Estate Full Loan" is an upgraded version of Zhujiang Family's pro-product. It is a loan product with shops and residential properties held by the borrower himself or his immediate family as collateral, and can be guaranteed by the borrower's family members at the same time to realize full loan.

2. Credit limit: up to 3 million yuan (please refer to the Pearl River sub-banks for details)

3. Term: up to three years, which can be recycled

4. Guarantee method: guarantee and mortgage

5. Repayment method: paying interest monthly, repaying principal when due and matching principal and interest

6. Advantages: high mortgage rate.

Since the beginning of this year, Xinyang Zhujiang Rural Bank has insisted on "I do practical things for the masses" as an important content to test the effectiveness of the study and education on the history of the Party. It has always been asking for the needs of the people, asking for details, formulating refined and humanized work measures in time, effectively promoting the "aging" of financial services, and making efforts to build responsible and temperature-sensitive community banks and people's banks.

in order to effectively meet the financial service needs of the elderly customers in special pearl river, such as the old, the weak, the sick and the disabled, Xinyang Zhujiang rural bank timely sorted out the operating business system and procedures, introduced special measures to extend services on the premise of adhering to compliance, and opened the "961111" caring service hotline to accept and provide special services for the elderly customers in a timely manner.

In the next step, Xinyang Zhujiang Rural Bank will continue to focus on the "urgent difficulties and worries" of the elderly, promote the construction of "aging-friendly" financial services, solve practical problems for the masses with pragmatic work measures, continuously provide more intimate, convenient and safer services to elderly customers, and promote the in-depth development of inclusive finance with practical actions.