ICBC credit card points redemption method:

1. Points offset fee:

When cardholders consume at cooperative merchants designated by ICBC, they will pay at the POS machine Earn points to directly redeem designated products, vouchers, or a certain percentage of discounted consumption amount.

①Depending on the circumstances of different merchants, the proportion of the amount that can be used to offset charges by points to the total amount payable is different. The specific proportion is subject to the POS machine display.

② Points will be accumulated for the card payment part (unless the merchant type is specified not to accumulate points), and points will no longer be accumulated for the points redemption part.

③Personal comprehensive points can be redeemed across regions, but the points redemption standards and requirements of local partner merchants must be followed.

2. "Rong e-gou" mall point redemption:

Card holders use points at designated merchants in the "Rong e-gou" mall of the Industrial and Commercial Bank of China to deduct a certain proportion of the payment to be made. Product amount.

①The points redemption ratio is subject to the "Rong e-Shopping" usage rules.

② Points cannot be used to deduct shipping costs, and cannot be used in flash sales, group purchases, and limited-time sales activities.

③When applying for a return, the order will be refunded in the order of cash, points, and electronic coupons based on the actual payment situation of the order. The points involved in the payment can only be returned in full, and partial returns are not supported. When the applied refund amount is deducted from the cash return, if the remaining amount is greater than or equal to the points payment amount, all points can be refunded; if the remaining amount is less than the points payment amount, the points will not be returned.

Extended information

ICBC credit card points validity period:

Personal comprehensive points are valid for up to five years from the date of collection of points (calculated in calendar years). Points collected before December 31 of the current year (inclusive) are recorded as first-year points, and are valid for redemption before December 30 (inclusive) of the fifth year. Personal comprehensive points that have not been redeemed within the time limit will be cleared.

Inquiry on ICBC credit card points:

Cardholders can check ICBC counters, online banking, telephone banking, mobile banking, SMS banking, self-service terminals and Rong e-shopping mall. Check points balance and details through various channels.

Industrial and Commercial Bank of China - Announcement on Adjustments to Personal Comprehensive Points Rules

Industrial and Commercial Bank of China China Website-Credit Card-Exchange Rules-Points Rules