If you have confirmed that you haven't done any credit cards in your name, don't worry, most of them are for sale. I want to advise you to do it.

Credit card can be used for interest-free overdraft and emergency cash withdrawal, and it is an essential turnover artifact in life. However, to apply for a credit card, you need to apply in person and provide your mobile phone number. If the arrears are not paid back, the bank will collect them. However, many people who have never applied for a credit card suddenly call to say that they owe money, which is probably a scam. We must be vigilant.