1. Adjust your mentality, face and reflect on yourself correctly

Why do you have so much debt? Can the industry you are engaged in still allow you to make money? Are you eating and drinking? Are you having too much fun? Is there a problem with your company management? Quickly identify the problem, regroup, clarify goals, and work hard to make money.

2. Maintain a good credit report. Credit cards must be repaid and try not to be overdue.

Because China has now started a credit report system. Once a credit card is overdue or not repaid, it will be pulled directly. Black, your work and life will be greatly affected in the future, and if you don’t repay it for a long time, once the bank sues you for malicious lending, you will be imprisoned. After all, a person's life is still very long, so don't ruin the value of your life for a few hundred thousand.

3. Protect yourself, repay online loans slowly, and avoid loan sharks

Online loans are short procedures and quick to disburse money. Nowadays, many people who are short of money will look for online loans, but Once you cannot repay an online loan, it will be very troublesome. Endless harassment and demands will be very uncomfortable. However, compared to bank credit cards, you should give priority to repaying credit cards, after all, it affects your credit report.

For online loans, you have to be patient and shameless, and let them push and scold you. Who asked us to borrow money? And now the country has begun to crack down, and those who maliciously collect debts must be severely punished. and heavy penalties, so you must also learn the law and protect yourself.