Is there an annual fee for China Construction Bank Virtual Credit Card?
China Construction Bank virtual credit card requires an annual fee.
The virtual credit cards launched by China Construction Bank include Dragon Card e-payment card, Tencent e-Long card and so on. Dragon Card e-payment card is a main card type virtual card that can be used both online and offline. Offline POS consumption and ATM cash withdrawal transactions can be carried out through HCE Cloud Quick Pass, ApplePay and other forms. The Longka e-payment card can set transaction switches through CCB mobile banking, online banking and other channels, and can also set single transaction limits and transaction reminder functions. The annual fee for the Dragon Card e-payment card is 580 yuan per card. You can enjoy the preferential policy of no annual fee during the validity period of the card, and no supplementary cards will be issued.
Extended information:
1) Virtual credit card is a type of virtual bank card. It is different from credit cards in physical media. It is a virtual account number derived based on the BIN code on the bank card. , there is no physical card but it can be used for payment and settlement. Cardholders can use virtual credit cards to participate in various card-swiping promotions like physical cards.
China Construction Bank launches the first truly online credit card in the field of Internet innovation - Dragon Card e-payment card, and joins hands with the three major card organizations *** UnionPay, VISA and MasterCard to provide customers with high-quality networks Payment experience opens up a new era of convenient, safe and efficient cardless payment.
Different from physical media credit cards, Dragon Card e-payment card is CCB’s first online credit card, which can be applied for online in real time. After the customer successfully applies, he or she can obtain information such as validity period, security code and other information through SMS verification, and then use mobile banking to Or personal online banking for secure binding, you can start a new online payment journey.
2) Notes:
The CCB Long Card e-payment card is a master-card virtual card that is used for an independent and complete master account and does not rely on a physical credit card. Since there is no physical card form, the risk of card theft is effectively reduced, and the problem of security codes is also solved.
Most virtual credit cards can set transaction limits and validity periods, and you can also choose to deactivate or activate the card according to personal needs. Especially for overseas shopping users, the card can be temporarily deactivated when not shopping. It can avoid the occurrence of fraud incidents to a great extent.
The Dragon Card e-payment card can be used both online and offline, and is applicable at home and abroad. When paying online, it can meet various card organization payments such as UnionPay, VISA, MasterCard, online banking payment and third-party quick payment; when paying offline, it can be combined with mobile payment tools such as HCE Dragon Card Cloud Quick Pass and Dragon Card ApplePay for offline payment. POS consumption and ATM cash withdrawal transactions.
Cardholders can set up the Dragon Card e-payment card transaction switch through China Construction Bank Mobile Banking and Personal Online Banking, and turn it on as needed and turn it off after use. At the same time, you can also set a single transaction limit and transaction reminder function. It should be noted that turning off the transaction function will not affect refunds and repayments. Transaction SMS reminders are free during the discount period.
How to use China Construction Bank virtual credit card
Virtual credit card is a type of virtual bank card. It is different from credit cards in physical media. It is a virtual credit card derived from the BIN code on the bank card. The account number does not have a physical card but can be used for payment and settlement. Cardholders can use virtual credit cards to participate in various credit card promotions like physical cards.
China Construction Bank launches the first truly online credit card in the field of Internet innovation - Dragon Card e-payment card, and joins hands with the three major card organizations *** UnionPay, VISA and MasterCard to provide customers with high-quality networks Payment experience opens up a new era of convenient, safe and efficient cardless payment.
Different from physical media credit cards, Dragon Card e-payment card is CCB’s first online credit card and can be applied for online in real time. After the customer successfully applies, he or she can obtain information such as validity period, security code and other information through SMS verification, and then use mobile banking to Or personal online banking for secure binding, you can start a new online payment journey.
Extended information:
Notes:
CCB Long Card e-payment card is a master card type virtual card, used for an independent and complete master account. Rely on physical credit card. Since there is no physical card form, the risk of card theft is effectively reduced, and the problem of security codes is also solved.
Most virtual credit cards can set transaction limits and validity periods, and you can also choose to deactivate or activate the card according to personal needs. Especially for overseas shopping users, the card can be temporarily deactivated when not shopping. It can avoid the occurrence of fraud incidents to a great extent.
The Dragon Card e-payment card can be used both online and offline, and is applicable at home and abroad. When paying online, it can meet the payment needs of various card organizations such as UnionPay, VISA, MasterCard, online banking payment and third-party quick payment; when paying offline, it can be combined with mobile payment tools such as HCE Dragon Card Cloud Quick Pass and Dragon Card ApplePay for offline payment. POS consumption and ATM cash withdrawal transactions.
Cardholders can set up the Dragon Card e-payment card transaction switch through China Construction Bank Mobile Banking and Personal Online Banking, and turn it on as needed and turn it off after use. At the same time, you can also set a single transaction limit and transaction reminder function. It should be noted that turning off the transaction function will not affect refunds and repayments. Transaction SMS reminders are free during the discount period.