It will be automatically renewed after normal use.

The Yinongbao credit card will be automatically renewed when it expires under normal use.

Banks will generally contact the cardholder before the credit card expires. If your Yinongbao credit card is about to expire and you want to continue using it, you can apply to the bank for a replacement card. If you no longer want to use it, you must cancel it before the credit card expires, otherwise the bank will still charge an annual fee. When the balance in your account is not enough to offset the annual fee, long-term non-payment may also affect your personal credit.