1. Bad behavior: When considering whether to renew the card for the customer, the bank will comprehensively evaluate the credit status of the customer. Customers frequently have bad behaviors in the process of using credit cards, such as overdue repayment and illegal cash withdrawal. , it will lead to the deterioration of personal credit status and the bank will refuse to renew the card.
2. Inactive: Some credit cards need to be activated before they can be officially used, and banks only renew the activated cards. If the customer's credit card is not activated, the bank will think that the customer has no actual demand for the credit card and refuse to renew it.