Check the bank card details under your name as follows:
1. Mobile banking: Download the mobile banking APP, log in through your ID card or the mobile phone number reserved by the bank, and then you can query The bank card is in your own name;
2. Bank customer service: Call the bank customer service hotline, provide your identity information, and let the bank customer service inquire;
3. Branch inquiry: Bring your personal information Go to the corresponding bank outlet with your ID card to check bank card information;
4. Bank cards refer to approved cards issued to the public by commercial banks (including postal financial institutions) with the functions of consumer credit, transfer settlement, and cash deposits and withdrawals. and other credit payment tools with all or part of the functions;
5. If you want to check the number of credit cards, log in to the website of the Credit Information Center of the People's Bank of China and print the credit report.
Bank cards are mainly divided into credit cards and debit cards. However, if debit cards are subdivided, they can be divided into savings cards, transfer cards, special cards, etc.; if credit cards are subdivided, they can also be divided into loan cards. Debit and quasi-credit cards. In daily life, the most common bank cards used by the general public are debit cards, which are mainly used for deposits and withdrawals. They can also open online banking and mobile banking services, and settle purchases online.
A first-class bank card, that is, a first-class settlement account, a full-function account, with no restrictions on the scope of use, usage limit, and account balance. The second type of bank card, that is, the second type of settlement account and convenient financial management account, can be used for investment, transfer, consumption, and payment, but there is a limit of "daily accumulation of 10,000 yuan, annual accumulation of 200,000 yuan".
Current interest is settled quarterly, four times each quarter, and interest is settled once each year on March, June, September, and December 21st. Interest is settled at regular maturity, short-term loans are settled monthly, medium- and long-term loans are settled quarterly, and mortgage loans are settled according to the loan contract.