ICBC credit card installment calculator: 5,000 yuan in 12 installments

With the credit card installment calculator, ICBC credit card users can no longer calculate the installment fees and monthly If you are worried about the repayment amount, it can very quickly help you calculate the handling fee and repayment interest for 12 installments of 5,000 yuan by credit card. It is worth introducing. Let’s take a look.

Credit card bill installment is a service provided by ICBC to eligible cardholders to repay their current credit card bill amount in installments. Although it can well alleviate the repayment pressure of cardholders, it does not You don’t just need to make installments if you want. To apply for installments, you need to meet the following conditions:

1. Application time: The card type that ICBC can apply for installment payment business is the Peony credit card, which is limited to individual customers.

2. Application time: between the day after your consumption transaction is recorded and three working days when the payment is due.

3. Application amount: The starting amount of the installment payment business is: RMB/HKD 600, USD/EUR 100.

Users are reminded to choose the number of installments according to their actual needs, and the handling fees required to be paid are different for different installments. The period of 3 installments is as follows. Take the ICBC credit card bill of 5,000 yuan divided into 12 installments as an example. Select the installment bank, installment type, installment amount, and number of installments on the calculator, and click Calculate to get the repayment principal of each installment in yuan, the handling fee in each installment, the total handling fee in yuan, and the repayment in each installment. The total payment is RMB.

If you feel it is inaccurate, you can calculate it yourself according to the following formula:

1. Repayment principal of each installment = installment amount/number of installments = 5000/12 = yuan

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2. Handling fee per period = installment amount Handling rate = 5,000 yuan

3. Total repayment amount per period = principal repayment per period Handling fee per period = yuan

4. Total handling fee = installment amount handling rate = 5,000 yuan

ICBC credit card installment calculator: 20,000 yuan is divided into 18 installments

Credit card cash withdrawal is It is a function that many cardholders will use. It allows cardholders to withdraw cash to meet their urgent needs when they are in urgent need. However, in the process of withdrawing cash, there is often a handling fee involved. How much is the specific fee? Let me give you an introduction using the Industrial Garfield Credit Card as an example.

The Garfield credit card*** issued by Industrial Bank comes in two forms. One is a card set form, which contains a standard size card and a special-shaped card; the other is an ordinary form, which only has one card. A standard size card.

One point to note here is that due to the small size of the special-shaped cards in the card set, they cannot be used in automatic teller machines (ATM), automatic deposit machines (CDM/CDS) and card-type terminals, such as If you need to withdraw cash, you can only use the standard size card in the card set.

In the process of withdrawing cash, it is inevitable that there will be two fees involved, one is the handling fee and the other is interest. Industrial Bank's credit card cash withdrawal handling fee is charged at 2% of the transaction amount, with a minimum of RMB 20 per transaction, and interest is charged based on the daily expected annualized interest rate of 0.5% from the day of cash withdrawal.

Industrial Garfield Credit Card

For example

Card friend Xiaoyi used the Industrial Garfield Credit Card to withdraw 5,000 yuan in cash from an ATM, and planned to use 20 days to pay off the money. transaction, the amount she needs to repay = 5,120 yuan.

The calculation method is as follows:

Cash advance transaction: 5,000 yuan

Handling fee: 5,000 yuan × 2 = 100 yuan

Cycle Interest: 5,000 yuan × 0.05 × 20 days (accounting date to repayment date) = 50 yuan

ICBC credit card installment calculator: 10,000 yuan divided into 9 installments

More With the increasingly fast life, there are more and more patients with "lazy cancer". Loans are no longer the traditional way. You can easily get a loan with a mobile phone. So, which mobile loan apps can I use to make money? Summarized.

Juyidai

The home loan products under Beijing Bank Consumer Finance are reviewed based on the borrower’s personal credit report and housing situation. There is no need to provide mortgage guarantees and complicated application materials, and the deadline is the longest. The length can be up to 60 months, which is 5 years, and you only need to be over 18 years old and have good credit.

Car insurance e-payment

Car owners can apply and purchase the car insurance they need through BIB Consumer Finance auto insurance e-payment without providing any mortgage or guarantee. Generally speaking, The monthly rate for account management fees and installment fees is between 0 and 1.4, depending on the user's qualifications and reputation.

Travel e-payment

For people who often like to travel, this small loan platform is specially designed for travel enthusiasts. The loan amount is related to the borrower’s comprehensive credit situation. The personal central bank levies If you have good credit and stable income, you can get a relatively high credit limit and a relatively high disbursement rate.

Renovation e-payment

It is suitable for people who plan to renovate. After all, renovating a new house now costs tens or hundreds of thousands. Now as long as you submit a loan application online, there will be staff Provide professional services. The loan interest rate for decoration e-payment is linked to the borrower's comprehensive credit. The better the credit, the lower the loan interest rate.

Skills Cloud Installment

Mainly provides loans for vocational skills training. Each merchant’s interest rate may be different, and the general annualized interest rate is between 12.48-22.54. Applicants must be over 20 years old and provide their true and valid second-generation ID card, real-name mobile phone number and bank card.

That’s it for the introduction of the ICBC credit card installment calculator.