1. First of all, the "T" in t+1 in the credit card can be understood as the day of the transaction. For example, if you make repayment through Ping An Bank credit card on December 2th, then December 2th is the "T".

2. Then "t+1" means that the redemption funds will be received on the next working day, or confirmed on the next working day when you purchase, and "t+2" means that the redemption funds will be received on the second working day, or confirmed on the second working day when you purchase. For example, when you repay the CCB credit card on Friday and t+1 arrives, the credit line of CCB will be restored next Monday; If you repay the CCB credit card on Friday and t+2 arrives, it will not be restored until next Tuesday.

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