The main card applicant must be at least 18 years old and have full capacity for civil conduct; Supplementary card applicants must be at least 16 years old.

Second, the income requirements.

1. Stable income source: Your income is a very important reference factor when the bank approves. If the income is stable enough, the possibility of getting a high amount is higher. It should be noted that if your income is very low, even if CITIC Bank grants you a card, the amount may not be very high.

2. Certain proof of assets: It is very convenient to apply for a credit card with proof of assets. Under normal circumstances, the difficulty coefficient of applying for a credit card with a house and a car is often much lower. For me, it is more secure for the bank to give them money. However, real estate and automobile products must be in their own names, otherwise they are invalid.

Third, the credit record requirements

If the credit history is seriously tainted, it is often difficult to get approval for applying for a credit card, even if the amount is approved, it will not be too high. Our credit records can be found in the central bank, even if there are bad credit records in other banks, CITIC Bank can see them. When handling credit cards, CITIC Bank will definitely refer to your credit information in the past two years.