Can I go there if I was defrauded of 3,000 when I applied for a credit card?

Can I go if I was defrauded of 3,000 when I applied for a credit card? However, generally if the amount of the request does not reach a certain amount, it will not be accepted.

What should I do if my credit card is defrauded?

For the purpose of illegal possession, by fabricating facts or concealing the truth, this is the act of defrauding large amounts of public and private property. If the amount reaches 3,000 yuan and meets the criteria for filing a crime, he will be held criminally responsible according to law and be sentenced to not more than three years, criminal detention or surveillance, and may also or solely be fined. Article 266 of the "Criminal Law of the People's Republic of China" If the amount of public or private property is relatively large, the person shall be sentenced to not more than three years, criminal detention or surveillance, and shall also or solely be fined; if the amount is huge or there are other serious circumstances, If the amount is particularly huge or there are other particularly serious circumstances, the offender shall be sentenced to not less than 10 years or more and shall also be fined or have property confiscated. If this law provides otherwise, the provisions shall prevail. "Interpretations of the Supreme People's and Supreme People's Procuratorate on Several Issues Concerning the Specific Application of Laws in the Handling of Criminal Cases" Article 1 If the value of public or private property is from 3,000 yuan to more than 10,000 yuan, from 30,000 yuan to more than 100,000 yuan, or more than 500,000 yuan, It should be determined as "relatively large amount", "huge amount" and "especially huge amount" as stipulated in Article 266 of the Criminal Law. The senior people's procuratorates and people's procuratorates of all provinces, autonomous regions, and municipalities directly under the Central Government may, based on the economic and social development conditions of the region, jointly study and determine the specific amount standard for implementation in the region within the amount range specified in the preceding paragraph, and report it to the Supreme People's Procuratorate and the Supreme People's Procuratorate for record. .

How to call the police if your credit card is defrauded

After your credit card is defrauded, you need to call the police immediately to report the case, and keep the transfer voucher, remittance voucher, account information, chat records, and voice messages Wait for evidence to help the police solve the case.

Police reminder: Currently, information about “credit card processing”, “quick credit card processing” and “unsecured loans” is widely spread in society through posting small advertisements, QQ groups, WeChat groups, e-mails, web pages, etc. , the public should be more vigilant and master the following anti-fraud techniques.

First, apply for a credit card through formal channels. Be sure to go to the counter of a local bank branch to apply or consult the bank's official customer service number.

Second, do not trust advertisements such as quick processing and agency services. Credit card application is a kind of "good faith authorization" by banks for individuals. It is closely related to personal privacy, economic conditions, and personal credit. In addition, due to my country's policies and regulations on bank card issuance, banks will not authorize individuals to apply for credit cards, even if they are Insiders.

Third, all banks process credit card applications for free. Once there are charging requirements such as "handling fees" and "agency fees", you need to be more vigilant. They are basically all fake.

Fourth, do not activate cards casually. After receiving an unknown credit card, people must call the bank customer service center or go to the bank counter to verify before activating it. Do not trust the activation method on the other party's phone.

What to do if you are defrauded by a credit card salesperson

If your credit card is defrauded, you should report it to the police in time.

Take online credit card agency as an example. Online credit card agency is a common online method. Because banks have strict procedures for credit card review, and applicants must go through relevant procedures through bank staff, do not believe false information from online credit card agencies.

And there are only two ways for banks to process credit cards. Apply at the bank counter or through the bank's official website, and you must also have relevant financial certificates. In particular, banks will have strict risk controls. If you want to apply for a credit card with an overdraft limit of more than 100,000 yuan, you must not only own a house and a car, but also have a certain amount of deposit in the bank where you apply.

Even if the bank calls, the bank’s customer service number only has 5 digits and no area code. If there is an area code in front of it, it is usually a phone number, remind customers not to believe it.

How to call the police if you were defrauded of 300 yuan when applying for a credit card?

If you are defrauded when applying for a credit card at home, you should seize the time to call the police and explain the situation in detail.

In order to avoid personal arrears caused by the leakage of personal information in the later stage, you can have a report record from the Public Security Bureau to show that you were deceived and the fees owed have nothing to do with you. And call the customer service of the bank to which the credit card belongs as soon as possible to check whether there is a record of applying for a credit card in your name, and cancel the credit card application in a timely manner.

For credit card approval, you need to bring your personal valid ID to the bank counter to apply. You can also contact the credit card staff to apply for a credit card. When applying to a staff member, you must verify the staff member’s identity information in advance to avoid being deceived. Applying for a credit card is free. Do not trust any advertisements that guarantee approval for large credit cards. You must apply for a credit card through formal channels.

Once you find that you have been deceived when applying for a credit card, you must seize the time to report to the police, detail the relevant situation of the applicant, and the relevant information provided by the individual, and leave a report record in the Public Security Bureau. This can ensure that once personal information is leaked or a credit card is stolen due to being deceived, it can be effectively proved that the debt is not caused by personal reasons, which can reduce personal economic losses.

And for credit cards processed through informal channels, after the credit card is approved, the handler will fill in the credit card collection address to his/her address. After the card is opened, credit card fraud will be involved. After this happens, the owner of the credit card must call customer service immediately to inform them that the credit card has been stolen, and ask the bank to freeze the credit card and call the police as soon as possible to wait for detection by the public security organs. Although the law stipulates that credit card debts in an individual's name must be repaid by the individual, but if fraud is involved, the debt can be recovered through detection by the public security organs and reduce part of the individual's losses. Therefore, if the credit card you apply for at home is defrauded, you should seize the time to call the police to reduce personal losses.

This concludes the introduction on what to do if a credit card is defrauded and how to report a credit card defraud. Have you found the information you need?