Nowadays, many people have credit cards, which really brings a lot of convenience to our daily consumption and capital turnover. When we use credit cards every day, we also hope that our credit limit will increase and get higher and higher, so as to give ourselves more funds to use. So many people can be said to be using credit cards indiscriminately, and there are no rules at all. Not only can they not increase the amount, but they are more likely to be reduced or prevented.

So let's talk about how to use credit cards reasonably today. Here are some methods for your reference:

1, non-real consumption must imitate the real consumption scene, especially now many friends who use pos machines should pay attention, because some hand brushes automatically match merchants, so the amount should not be too large. If there is a large transaction demand, it is recommended to prepare in advance and brush it out several times.

2. There is no need to repay the loan on time. This is the most basic guarantee for the bank to give you money. Needless to say, I believe everyone understands this.

3, the combination of online and offline, many people like to go to extremes, blindly pursue online payment or offline credit card, a real consumer, he must have various forms of consumption, online and offline, you will not simply pursue one.

There must be some real consumption every month. Many people use credit cards to manage capital turnover and never make real consumption, whether eating, singing or buying clothes, so you don't want the bank to know what you are doing. Don't treat the bank like a fool.

5. Do staging business in a timely and appropriate manner. The purpose of the bank's credit card for you is actually very simple, very simple, just to make money. If you are given a line of tens of thousands, if you don't make money, you will be bonus hunter, just like Ge You, and the result will naturally be sad.

6. Diversified consumption is very important. Diversification includes merchant diversification, regional diversification and payment company diversification, so hand brush lovers can have more MPOS of different payment companies. Merchants should not be confined to small areas, preferably in provinces or prefecture-level cities. Different payment companies also help to reflect the diversification of your consumption.

7. Learn to use the temporary line given to you by the bank. If the bank is lucky enough to give you a temporary line, you must use it. You don't need a temporary quota. At first glance, you are not a car owner who is short of money, and it is almost impossible to raise money.

Of course, there are thousands of ways to increase the credit card limit, and we can't state them one by one. To this end, we also summed up the "seven wants and seven don't" of credit card swiping. Welcome friends who want to know to pay attention to private letters, or write private letters if there is anything you don't understand.