Under normal circumstances, the limit applied for for an ordinary card is only a few thousand yuan, or even less. From the time you open the card to use it, it takes at least half a year to increase the credit limit, and banks have relevant regulations for credit card credit limit increases. For example, the card must be used for half a year or more than a year.

The Agricultural Bank of China’s Auto Bank Worry-Free Credit Card is the first in the province jointly launched by the Agricultural Bank of Shaanxi Province and the Shaanxi Provincial Public Security Department to target motor vehicle owners and integrate the financial functions and mechanisms of the Agricultural Bank of China’s credit cards. An IC co-branded credit card that integrates Xiuye's security management functions is an "electronic driving license" for motor vehicles.

In accordance with the unified deployment of the Shaanxi Provincial Public Security Department, the construction and application of the "Mechanical Repair Industry Information Management System" will be comprehensively carried out in the province's automobile repair industry. This card can be used in conjunction with the "Mechanical Repair Industry Information System" to Realize dynamic management of motor vehicles and vehicle owners. The product is a gold card, valid for 8 years.

Notes on applying for the Agricultural Bank of China’s Truck Bank worry-free ETC credit card:

1. When filling out the application form, there are several small details that affect the credit limit, such as whether there is The fixed telephone number of this city, whether this number is registered in your own name or the name of a family member, whether you are married, whether your mobile phone number has a monthly rent, whether it is a household registration in this city, etc. If the answer to the above is yes, the bank will greatly increase the credit evaluation accordingly. However, each condition is not absolute. It is just that it is relatively easy to pass the qualification review and increase the initial consumption limit application. Consumer credit and repayment credit are still the same as the bank Most important.

2. Don’t forget to swipe your card anytime, anywhere. During the period of using the card, make a lot of purchases with the card. Try to choose stores with credit cards for food, clothing, housing and transportation. The more frequently you use it, you will have a relatively stable monthly consumption limit. You just change the original habit of cash consumption to credit card consumption. This shows loyalty to the bank. The bank's information system will count the frequency and limit of credit card swiping, and will automatically increase the credit limit in about half a year.

3. Pay your bills on time and maintain good credit. If you owe money, you must pay it back, and you can only borrow money if you need to exchange it. Banks also strictly follow this ancient truth. If you don't change the loan on time and don't pay it back, you will definitely have no credit. It's best to pay it back in full instead of just the minimum payment. The recurring interest will make you unable to bear it.

4. Take the initiative to apply for an increase in your credit limit. After using the credit card normally for half a year, you can actively submit a written application or call the service to adjust the credit limit. The bank needs approval. Under normal circumstances, the credit limit will be increased to a certain extent after reviewing the consumption record and credit record.