1. ICBC's credit card limit needs to be activated by users for more than half a year (180 days or six bills), and ICBC credit card holders can apply to the credit card center to increase the limit.

2. For the first withdrawal, you need to use the card for more than half a year, and it is in normal use (generally, the average monthly consumption is required to be above 30%/ limit) and there is no bad record in the last 6 months. Peony credit card has a fixed amount and does not provide adjustment service.

3. In addition, the repayment credit status without bad records within half a year is only the basic condition for ICBC to increase the credit card limit. Whether the withdrawal can be successful and how much the amount can be increased depends on the average monthly consumption amount and consumption type of the cardholder.

Ways to increase the quota:

1. In daily life and work, you can try not to use cash to swipe your card, such as going to shopping malls, supermarkets and online shopping. By swiping more credit cards, the bank will naturally be willing to help the card owner increase the quota when it sees that the card owner has enough desire to spend.

2. Have a good credit record. Therefore, every time you use a credit card, you must pay back the money spent by the credit card within the prescribed repayment period. If you really can't afford it, you can choose installment or minimum repayment.