1. How to pay back a Bank of Communications credit card with Alipay. To use Alipay to pay back a credit card, first of all, you must hold a debit card that has enabled online payment. Secondly, your debit card must also be in a bank supported by Alipay. The list of banks for debit card transfer includes: Bank of Communications, Industrial and Commercial Bank of China, China Construction Bank, Agricultural Bank of China, China Merchants Bank, Bank of China, Everbright Bank, Shenzhen Development Bank, Postal Savings Bank, Shanghai Pudong Development Bank, Minsheng Bank, Ping An Bank, Guangfa Bank, Beijing Rural Commercial Bank, Fudian Bank, China CITIC Bank, Industrial Bank, Bank of Beijing, Bank of Wenzhou, Bank of Shanghai, Bank of Hangzhou, Bank of Ningbo, Shanghai Rural Commercial Bank. If you meet the above two conditions, you can follow the steps below to repay your Bank of Communications credit card: Log in to the Alipay official website -> Open the Alipay Life Assistant page -> Credit card repayment -> Select "Repay immediately" for Bank of Communications credit card repayment ”->Fill in the credit card and repayment debit card information->Select the payment method (online banking payment/quick payment) to complete the payment->Complete the repayment.
2. When using Alipay to repay a Bank of Communications credit card, you must pay attention to your repayment time, because the repayment time is different, and the arrival time is also different: 1. If it is at 22:00 If the payment is made before 22:00, the credit limit will be restored on the same day; 2. If the payment is made after 22:00, the credit limit will be restored on T+1 day.
3. Things to note when using Alipay to return a Bank of Communications credit card: 1. To use Alipay to return a Bank of Communications credit card, you must register as an Alipay user. 2. There is no handling fee for repaying the payment via mobile Alipay to the bank's credit card, but there is a handling fee for the computer repayment.