Does the questioner want to ask, "Can I use a credit card to buy a second-hand car in two installments?" Can. Second-hand cars refer to cars, trailers and motorcycles that are traded and ownership is transferred from the time the registration procedures are completed until they meet the national mandatory scrap standards. Consumers can pay in one go by swiping their credit cards at dealers or merchants selling second-hand cars, or You can pay in two installments with your credit card. A credit card, also called a credit card, is a credit certificate issued by a commercial bank or credit card company to consumers with qualified credit. It is a bank card that can be overdrafted.