(China Merchants Bank) can apply for increasing or canceling the temporary quota through the following channels (except for business cards). 1. You can log in to credit card online banking at any time and click Account Management-Account Limit Management-Temporary Limit Adjustment to apply. 2. Telephone voice self-help: Call the credit card customer service hotline and enter 2-3- 1 as prompted to apply.

1. After the temporary quota is successfully upgraded, it can be used immediately. 2. The temporary limit used (the part exceeding the fixed limit) will be included in the minimum repayment amount of the next bill after it expires, and will be paid off in one lump sum on the due repayment date. The specific repayment amount is subject to the bill. If the account is not paid off on time, interest will still be charged. 3. The use of temporary line will not result in overrun fee. 4. There is no handling fee for applying for temporary increase of quota. 5. Applying for a temporary line requires bank evaluation, and the results may be inconsistent every time.