CCB credit cards with the "UnionPay" logo on the card can be used both at home and abroad. CCB credit cards with only "VISA", "MASTERCARD" and "JCB" logos on the card can only be used overseas and do not support domestic payments.

The advantages of using UnionPay credit cards overseas:

1. The issuance of UnionPay credit cards can not only ensure their universal use in the country, but will also become globally accepted with the internationalization of the RMB bank card network. . At the same time, compared with other brand bank cards, it will also reduce the trouble of currency exchange by directly using RMB for settlement, while allowing cardholders to reduce currency exchange losses by about 1% of the card transaction amount.

2. If you use a UnionPay credit card to make purchases in more than 250,000 stores around the world, you only need to complete the corresponding tax refund process and you can receive the refunded consumption tax through your UnionPay standard card. The tax refund amount is directly converted from the currency of the place of consumption into RMB, eliminating the trouble of currency exchange, and eliminating the 1%-2% currency conversion fee, making the tax refund cost lower.

Extended information

Notes on using credit cards overseas:

1. Once a credit card is lost, it should be reported as lost immediately to avoid being stolen. Some consumers use credit cards in small merchants, night market stores, etc., which ultimately leads to problems such as being unable to protect their rights. Therefore, they must remain vigilant and try to avoid swiping cards at small merchants or mobile stalls that use independent POS machines.

2. When using credit cards, you must pay attention to confidentiality. Especially the CVV2 code, which is the three digits after the signature field on the back of the credit card. When shopping online overseas, no credit card password is required. You only need the credit card number, personal signature and CVV2 code to pay. ID cards and credit cards should be placed separately to avoid losing both at the same time.

3. If your credit card is stolen, be calm. Go to the nearest ATM machine or merchant to withdraw cash or spend money as soon as possible. Keep the consumption voucher to prove that the credit card is still with you. Previous abnormal consumption records are considered stolen. brush.

Baidu Encyclopedia - China UnionPay Card

Baidu Encyclopedia - UnionPay Card

People's Daily Online - National Day shopping, is your credit card safe