What is the annual fee for the Agricultural Bank of China credit card?
As one of the four major state-owned banks, the credit cards issued by Agricultural Bank of China are very popular with the public and have a wide variety of cards. The annual fee for Agricultural Bank of China’s credit card is based on Depending on the card level, the charging standards are as follows:
1. Regular card: 80 yuan/year for the main card and 40 yuan/year for the supplementary card;
2. Gold card: 160 yuan for the main card 80 yuan/year for supplementary card/year;
3. Platinum Card: 580 yuan/year for main card, 300 yuan/year for supplementary card;
4. Platinum Collection Card: main card 3,000 yuan/year, supplementary card 2,000 yuan/year.
In addition, Agricultural Bank of China will also issue some cards that unconditionally waive the lifetime annual fee of credit cards, such as Agricultural Bank of China Lottery Card, China Eastern Airlines co-branded credit card, Ranmeng Credit Card, PhoenixMiles co-branded credit card, etc.
Agricultural Bank of China Credit Card
Golden Harvest Credit Card is based on creating new life and new experiences for cardholders, and aims to become the most trusted credit card brand among cardholders.
Golden Harvest Credit Card focuses on innovation. According to different customer groups, it has successively launched standard series cards, official business card series, platinum cards and a variety of regional co-branded cards, special cards and other series of products to lead different customers. group needs. In addition to providing a series of considerate services such as temporary limit increase at any time, self-service activation, 24-hour free customer service hotline, zero risk of card loss, timely SMS notification, consumption password selection, emergency assistance, and multiple repayment methods. Combining the advantages of outlets throughout urban and rural areas, network advantages and product advantages to form powerful functional advantages.
Overdraft limit
1. The maximum overdraft limit for the Agricultural Bank of China credit card personal card is RMB 50,000 (including the equivalent),
2. The Agricultural Bank of China credit card balance The overdraft limit of the card is RMB 200,000.
3. The minimum overdraft credit limit of the Platinum Card is RMB 100,000, and the maximum overdraft credit limit is RMB 1 million.
4. For commercial cards, the maximum overdraft limit for customers with comprehensive credit is 3, and the overdraft limit does not exceed RMB 3 million. If there is no comprehensive credit, the maximum overdraft limit is RMB 1 million.
What is the annual fee for the Agricultural Bank of China credit card?
The credit card annual limit is generally 240 yuan per year. Under normal circumstances, the annual fee can be waived by swiping 5 times a year. Some banks do not charge annual fees.
What is the annual fee for the Agricultural Bank of China credit card?
1. The annual fee for the main card of the personal diamond card shall not be higher than 20,000 yuan/year, and the annual fee for the supplementary card shall not be higher than 10,000 yuan/year;
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2. The annual fee for the main personal platinum card is 300-3,000 yuan/year, and the annual fee for the supplementary card is 150-2,000 yuan/year;
3. The annual fee for the main personal gold card is 160-200 yuan / year, supplementary card 80-100 yuan / year;
4. Personal ordinary card main card 80-100 yuan / year, supplementary card 40-50 yuan / year;
5 , Business card 200 yuan/year.
Extended information
Preferential measures and explanations for credit card annual charges
1. The annual fee is charged year by year. If the card is returned midway, the annual fee will not be refunded;
2. Personal diamond cards and platinum cards are exempt from billing fees, color photo card production fees, loss report handling fees, production costs, password reset handling fees, transaction dispute adjustment fees, and emergency handling service fees;
3. Those who meet relevant regulations can be exempted or exempted;
4. Optional service fees are additional;
5. In the bank account opened by the Agricultural Bank of China (excluding credit cards) If you do not enjoy the annual fee exemption, you can apply for an account (excluding credit cards and VIP accounts) to be exempted from annual fees;
6. Open a unique account (excluding credit cards and VIP accounts) at Agricultural Bank of China , no annual fee is required.
Agricultural Bank of China-Bank Card Business Service Price Standard
How to calculate the annual fee for Agricultural Bank of China credit card?
1. The annual fee for the main personal platinum card is 300-3,000 yuan/year, and the annual fee for the supplementary card is 150-2,000 yuan/year;
2. The main personal gold card is 160- 200 yuan/year, supplementary card 80-100 yuan/year;
3. Personal ordinary card main card 80-100 yuan/year, supplementary card 40-50 yuan/year;
4. Business card 200 yuan/year
5. Zunran Platinum
Collection moderator card: 3000, additional card: 2000
Essential moderator card : 880, additional card: 500
6. Little Platinum Series
Main card: 580, additional card: 300 personal gold/common main/attached single currency: 80/40 (common ), 160/80 (gold) dual currency: 100/50 (common), 200/100 (gold)
How much is the annual fee for the Agricultural Bank of China credit card?
Personal general card The annual fee for the VISA function is 100 yuan/year for the main card and 50 yuan/year for the secondary card; the main card with the UnionPay logo is 80 yuan/year and the secondary card is 40 yuan/year. The annual fee for a personal gold card with VISA is 200 yuan/year for the main card and 100 yuan/year for the supplementary card; the annual fee for the main card with the UnionPay logo is 160 yuan/year and 80 yuan/year for the supplementary card.
At the same time, the annual fees for the secondary card and primary card of the Platinum Card Collector's Edition in the credit card are 2,000 yuan/year and 3,000 yuan/year respectively; the annual fees for the primary and secondary cards of the UnionPay Standard Platinum Card are 580 yuan/year respectively. , 300 yuan/year. Other categories of credit cards range from 300 yuan/year to 880 yuan/year.
Extended information:
Agricultural Bank of China credit card related costs and handling fees:
1. Costs and fees are waived for new cards issued, replacement of cards reported as lost, and replacement of expired cards;
2. Replacement of damaged credit cards is 10 yuan/card, and personalized cards are 50 yuan/piece;
3. Loss report handling fee: 50 yuan per card;
4. Message notification service fee: 3 yuan/account/month;
5. Letter express fee: If the cardholder requests expedited service, a courier fee of 20 yuan/each letter will be charged;
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6. Installment business payment handling fee: the maximum is not more than 1.2 of the installment amount;
7. Extension handling fee: the maximum is not more than 200 yuan or equivalent;
8. Bill reprinting fee: free of charge for statements within 12 months, 5 yuan/copy for bills older than 12 months;
9. Liquidated damages for overdue repayment: minimum 5% of the unpaid portion of the repayment amount;
10. International settlement fee: 1% of the transaction amount for VISA card; 1.1% of the transaction amount for MasterCard card.
Agricultural Bank of China - Credit Card Fee Standards
Does the Agricultural Bank of China Credit Card have an annual fee?
The Agricultural Bank of China Credit Card has a set of applicable scope and standards for annual fees. When you use a dual-currency universal gold card, your annual fee is generally around 200 yuan; if you use a dual-currency universal ordinary card, your annual fee is 100 yuan. If you apply for a simple RMB gold card, the annual fee is 160 yuan per year, and the annual fee for a regular card is 80 yuan.
Agricultural Bank of China credit cards generally have a preferential policy of waiving annual fees in the first year of opening the card. If you accumulate 5 or more credit card purchases each year, the annual fee for the next year will be waived. If the cumulative number of credit card swipes in the year is less than five, Agricultural Bank of China will also charge a certain annual fee.
There is an annual fee for the Agricultural Bank of China card, but there are also certain preferential policies. According to the classification of bank cards, Agricultural Bank of China cards are divided into two types: debit cards and credit cards. Among them, the debit card (deposit card) has an annual fee of 10 yuan/year. However, if the user has only one account in the bank (except credit card), Agricultural Bank of China will waive the annual fee and small management fee. If you have multiple accounts, you may be charged an annual fee. A credit card (credit card) is an overdraft card that allows users to enjoy the "spend first, pay later" service. This type of card will incur an annual fee.
Of course, there are many categories of Agricultural Bank of China credit cards, such as regular card, gold card, platinum card and other types. Therefore, the annual fees incurred by various types of credit cards are also different, ranging from dozens of yuan to several thousand yuan, or even tens of thousands of yuan. However, credit cards also have annual fee-free policies. Generally speaking, the annual fee is waived in the first year, and the annual fee is waived in the following year if you use it 5 times. Of course, the specific charging standards need to be determined according to the usage rules of the credit card. Although both debit and credit cards have annual fees, their impact on users is different. If a debit card generates an annual fee when there is no balance in the card, the bank will not pursue the payment. Over time, the bank may cancel the user's debit card, which will not affect the personal credit. The credit card is different. When the user's credit card has an annual fee, it is not paid in time. Then, the bank will treat the user as overdue, and there is a risk that this overdue record will be reported to the central bank's credit reporting system, thus affecting future loan approvals. Therefore, users of Agricultural Bank of China must pay attention to the collection of annual fees when using their cards. Whether it's a debit card or a credit card. If the user is not using it, it is best to log out.
This is the end of the introduction about how much is the annual fee for an Agricultural Bank of China credit card and how much is the annual fee for an Agricultural Bank of China credit card? Have you found the information you need?